The voice of the European card-based payments industry

Payments Europe is an association of global and European card-based payment solutions providers created to strengthen the voice of the industry.

Our mission is to promote a better understanding of the complexity of card-based payments and the inherent value it brings to society. We support a vibrant, innovative, and competitive European payments market, that is based on a balanced regulatory framework and that puts consumers and consumer protection at the heart of everything. Payments Europe’s members are card issuers, card acquirers, card schemes and other businesses that offer card-based payment solutions in Europe.

Safety, Convenience and Choice:
Research on the value and cost of cards in today’s dynamic and vibrant payments ecosystem. Based on a survey of merchants and consumers in Europe.

News

Flag Czech Republic CZ 3d rendering

The Czech payments market is diverse, offering payment options that compete effectively with each other

The Czech payments market is characterised by a diverse offering of payment options that compete effectively with each other, as evidenced by the fact that cash, cards, and standard and...
Hungarian_flag

The Hungarian payments market is diverse and competitive, benefitting merchants and consumers

The Hungarian payments market provides a wide variety of payment options to its merchants and consumers. Although reliance on cash remains higher than average, other payment methods, such as stan­dard...
Sweden-Flag copy

The payment landscape in Sweden has undergone a digital shift and is highly diversified and competitive

The payment landscape in Sweden has undergone a digital shift spurred by technological advancements, regulatory changes, and evolving merchant and consumer preferences. Sweden’s payments market is highly diversified and competitive,...

Payments 101

The European payments ecosystem is constantly evolving, but at its core, card-based payments remain essential. Payments Europe brings together leading industry voices to explain how the system works, why security matters, and what makes the four-party scheme so effective. Whether you are new to the industry or looking to refresh your knowledge, this is your starting point to better understand card payments and their role in Europe’s digital economy.