The voice of the European card-based payments industry

Payments Europe is an association of global and European card-based payment solutions providers created to strengthen the voice of the industry.

Our mission is to promote a better understanding of the complexity of card-based payments and the inherent value it brings to society. We support a vibrant, innovative, and competitive European payments market, that is based on a balanced regulatory framework and that puts consumers and consumer protection at the heart of everything. Payments Europe’s members are card issuers, card acquirers, card schemes and other businesses that offer card-based payment solutions in Europe.

Safety, Convenience and Choice:
Research on the value and cost of cards in today’s dynamic and vibrant payments ecosystem. Based on a survey of merchants and consumers in Europe.

News

Lithuania-flag

The Lithuanian payments market is diversified and competitive with a wide acceptance of payment methods

The payment landscape in Lithuania is evolving. The market is diversified, and competitive with wide acceptance of payment methods and digital solutions are rapidly gaining ground. Card payments in particular...
Latvia-flag

The Latvian payments landscape is dynamic, vibrant and increasingly digital

The modern payments landscape in Latvia is increasingly digital and both consumers and merchants’ preferences are evolving. According to data of the Central Bank, more than two out of three...
Finnish-flag

The Finnish payments market is highly diversified and more digitally inclined than its European peers.

Finland has a highly diversified payments market and is more digitally inclined than many of its European peers. Consumers and merchants alike are benefitting from the digitalisation of the payments...

Payments 101

The European payments ecosystem is constantly evolving, but at its core, card-based payments remain essential. Payments Europe brings together leading industry voices to explain how the system works, why security matters, and what makes the four-party scheme so effective. Whether you are new to the industry or looking to refresh your knowledge, this is your starting point to better understand card payments and their role in Europe’s digital economy.