The voice of the European card-based payments industry

Payments Europe is an association of global and European card-based payment solutions providers created to strengthen the voice of the industry.

Our mission is to promote a better understanding of the complexity of card-based payments and the inherent value it brings to society. We support a vibrant, innovative, and competitive European payments market, that is based on a balanced regulatory framework and that puts consumers and consumer protection at the heart of everything. Payments Europe’s members are card issuers, card acquirers, card schemes and other businesses that offer card-based payment solutions in Europe.

Safety, Convenience and Choice:
Research on the value and cost of cards in today’s dynamic and vibrant payments ecosystem. Based on a survey of merchants and consumers in Europe.
Sweden-Flag copy

The payment landscape in Sweden has undergone a digital shift and is highly diversified and competitive

The payment landscape in Sweden has undergone a digital shift spurred by technological advancements, regulatory changes, and evolving merchant and consumer preferences. Sweden’s payments market is highly diversified and competitive,...
danish flag

Danish consumers and merchants have a strong preference for card payments

Payments Europe has published new research on the Danish payments landscape. Based on a survey of consumers and merchants in Denmark, the research highlights the value, cost and place of...
aboodi-vesakaran-6agAvlYQbFM-unsplash-scaled-e1745822413828-1536x1401

Marked preference for card payments in Ireland driven by security, speed and convenience

Payments Europe research reveals key factors behind demand for card payments amongst Irish consumers and merchants. Based on a survey of consumers and merchants in Ireland, the research highlights the...

Payments 101

The European payments ecosystem is constantly evolving, but at its core, card-based payments remain essential. Payments Europe brings together leading industry voices to explain how the system works, why security matters, and what makes the four-party scheme so effective. Whether you are new to the industry or looking to refresh your knowledge, this is your starting point to better understand card payments and their role in Europe’s digital economy.