NEWS & LIBRARY



CARD SCHEME FEE TRANSPARENCY
Recent policy attention has been drawn to card scheme fees, and additional (transparency) requirements on card scheme operations are being explored in the context the Payment Services Regulation (PSR). Throughout this paper, we would like to bring forward some considerations on the potential negative impacts such amendments to the PSR could bring, considering existing card payment fee-specific legislation, the evolution of the European payments market, as well as the EU’s priority on simplifying regulation.

Response to the PSR’s Market review of UK-EEA consumer cross-border interchange fees
I am writing to you on behalf of Payments Europe, the association of card-based payment solutions providers. Payments Europe members are active in Europe and the UK, representing card issuers, card acquirers, and card schemes. Our mission is to promote the value that card-based payments bring to the economy and society.

Innovating Payments: A Roundtable on PSR, PSD, and the Digital Euro
On December 3, Payments Europe convened policymakers, industry leaders, and subject matter experts for a high-level roundtable on the Payment Services Regulation and Directive (PSR/PSD) and the Digital Euro. The event took place at a key moment in the EU’s political cycle: at the crossroads of the Hungarian and Polish Presidencies of the Council and with the new European Commission in office. With over 30 experts around the table, we are especially grateful for the valuable contributions from representatives of the incoming Polish Presidency, alongside the French, German, Italian, Spanish, Danish and Cypriot permanent representations to the EU. Recurring discussion topics were fraud prevention, open banking, ensuring the highest level of data protection, and fair competition.

The Greek Payments Market is Dynamic, Digital and Competitive According to Consumers and Merchants
Latest Payments Europe research on the Greek payments landscape reveals an evolving and increasingly digitalised market and provides insights into consumer and merchant preferences and priorities.

Shaping the Future of Payments: Payments Europe’s Vision for the New EU Mandate
The European payments sector has gone through great changes in the past years. Today, there is wide choice and competition between providers and solutions, which illustrates that the market is functioning well.

Joint Letter: EBF & Payments Europe to UK PSR HMT on Cross-border interchange fees
On behalf of the European banking and card-based payments industry we wanted to raise serious concerns about the potential price cap that the UK is considering to impose on EU banks and payment companies specifically.