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Payments Europe view on the functional separation of the ECB’s digital euro responsibilities

As any new payment solution, the digital euro has the potential to further strengthen the European payments market, which is built on a wide variety of solutions competing on a...
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The Austrian payments market is diversified, competitive and has a wide acceptance of payment methods

The payments landscape in Austria is characterized by a combination of traditional and modern payment methods, reflecting the country’s well-developed banking sector and high levels of technological adoption....
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The Lithuanian payments market is diversified and competitive with a wide acceptance of payment methods

The payment landscape in Lithuania is evolving. The market is diversified, and competitive with wide acceptance of payment methods and digital solutions are rapidly gaining ground. Card payments in particular...
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The Latvian payments landscape is dynamic, vibrant and increasingly digital

The modern payments landscape in Latvia is increasingly digital and both consumers and merchants’ preferences are evolving. According to data of the Central Bank, more than two out of three...
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The Finnish payments market is highly diversified and more digitally inclined than its European peers.

Finland has a highly diversified payments market and is more digitally inclined than many of its European peers. Consumers and merchants alike are benefitting from the digitalisation of the payments...
Slovakia

The Slovak payments market is modern, varied and meets the expectations of its merchants and consumers

The Slovak payments market is modern, varied and, most importantly, meets the expectations of its merchants and consumers, with 88% of merchants and 92% of consumers declaring satisfaction with the...
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The Czech payments market is diverse, offering payment options that compete effectively with each other

The Czech payments market is characterised by a diverse offering of payment options that compete effectively with each other, as evidenced by the fact that cash, cards, and standard and...
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The Hungarian payments market is diverse and competitive, benefitting merchants and consumers

The Hungarian payments market provides a wide variety of payment options to its merchants and consumers. Although reliance on cash remains higher than average, other payment methods, such as stan­dard...
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The payment landscape in Sweden has undergone a digital shift and is highly diversified and competitive

The payment landscape in Sweden has undergone a digital shift spurred by technological advancements, regulatory changes, and evolving merchant and consumer preferences. Sweden’s payments market is highly diversified and competitive,...