Payments Europe is the voice of the card-based payment industry in Europe. Our mission is to promote a better understanding of the complexity of card-based payments and the inherent value it brings to society. We support a vibrant, innovative, and competitive European payments market, that is based on a balanced regulatory framework and that puts consumers and consumer protection at the heart of everything. Payments Europe’s members are card issuers, card acquirers, card schemes and other businesses that offer card-based payment solutions in Europe.